Interest Free Financing on New Computers

Be careful when applying for interest free financing when purchasing new computers via major retailers like best buy, dell, or hp.  These offers generally seem quite nice to get that new laptop for only small monthly payments, but make sure you read the fine print.  Generally if you are late or miss a payment on a no interest financing plan, your interest rate will start accruing at the normal loan rate which is generally extremely high.

This change can also affect your credit as you will have to either continue paying the loan at the much higher rate or default on it and return the computer if you are unable to pay.  Either of these options can be rather damaging and drastic. As a golden rule for purchasing computers, don't buy something you can't afford and be sure you pay for the entirety of it upfront to insure you don't get caught holding a tremendous interest rate.  Learn this and other great buying and saving ideas at breakbroke.com

Auslogic Registry Defrag

Another great tool from Auslogics is their free Registry Defrag utility.  Over time, registry values can be left over from previously installed/uninstalled programs, resulting in a "fragmented" registry.  What this results in is a longer start time for your currently installed applications due to your computer having to sift through the old and no longer needed registry fragments before it comes to the information it needs.

Registry Defrag examines your registry and will correct the errors it finds, resulting in faster application startup times.

Link to CNET download of registry defrag : Registry Defrag